Step-by-Step Guide to Clearing Title Before Listing Your Property

When it is time to sell your home, one of the most overlooked but critical steps is making sure your title is clear. A “clear title” means there are no legal issues, ownership disputes, or outstanding claims that could delay or even block your sale.

If title problems pop up after you have listed your property, they can scare away buyers or cause closing delays. The good news is that you can avoid that stress by addressing potential issues before your home hits the market.

Here is a step-by-step guide to clearing your title in advance:

1. Order a Preliminary Title Search

A title search reviews public records to confirm ownership and identify problems like liens, judgments, or boundary disputes. Getting this done early gives you time to fix issues before buyers see them.

2. Check for Outstanding Liens or Judgments

Unpaid property taxes, contractor bills, or even old mortgages can remain attached to your property. These liens must be resolved before you can transfer ownership. A title company will identify them so you can take action.

3. Verify Mortgage Payoffs

If you still owe money on your mortgage or have multiple loans, request payoff statements from your lenders. This ensures the correct amounts will be settled during closing.

4. Confirm Ownership and Legal Names

Sometimes clerical errors such as a misspelled name or an outdated owner’s name after marriage or divorce can cause title problems. Double-check that the deed and all records reflect the correct ownership.

5. Resolve Inheritance or Divorce Issues

If you inherited the property or recently went through a divorce, make sure all ownership transfers are legally documented. Missing signatures from heirs or former spouses can delay or block a sale.

6. Address Easements or Boundary Disputes

Shared driveways, utility easements, or unclear property lines can raise red flags for buyers. Work with your title company or attorney to clarify and record these agreements.

7. Purchase Title Insurance (Optional, But Wise)

While not required before listing, securing title insurance adds protection and peace of mind for both you and the future buyer. It ensures you will not be financially responsible for hidden title defects.

By clearing title issues early, you will speed up your transaction, avoid surprises, and give buyers confidence in your property.

At New Door Title, we help homeowners get their titles market-ready so they can list with confidence and close without delays.